About this integration
- Schufa's credit reports include details on individuals' and businesses' credit accounts, payment history, outstanding loans, credit card balances, defaults, legal actions, and credit scores.
- It typically does not include sensitive personal data of individuals beyond what is necessary for credit reporting purposes, confidential financial information unrelated to credit history, and other highly confidential non-credit-related data.
- Companies in Germany typically use Schufa for credit assessments, risk management, and decision-making related to lending, credit extensions, and financial transactions with individuals and other businesses, as well as for verifying the creditworthiness of potential customers, clients, or partners.



