About this integration

  • It contains detailed credit information, such as outstanding loan amounts, credit limits, current loan balances, repayment histories, and borrower profiles.
  • CIRBE generally excludes exceptionally sensitive personal data not pertinent to credit reporting or confidential financial information not connected to credit history.
  • Companies in Spain, especially financial institutions and lenders, use Central de Información de Riesgos del Banco de España to access credit information, evaluate the creditworthiness of individuals and businesses, make informed lending decisions, and manage credit risk effectively.

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Spain
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