About this integration
- It offers comprehensive credit information, including individual and business borrowers' credit accounts, repayment records, outstanding loan balances, credit limits, defaults, and legal actions.
- Central Credit Register in Malta primarily covers financial institutions, credit providers, and lending entities that report and access credit information for individuals and businesses.
- What is unique about this register is its role as a centralized database that collects credit information from various financial institutions, providing a comprehensive and unified source of credit data for lenders, thereby promoting responsible lending practices and improved financial oversight.