About this integration
CRiF is one of the most popular databases on consumer credit information in Poland. The most frequently used CRiF tool is Credit Check.
- CRiF collects positive and negative data on consumer liabilities.
- Unlike BIK, CRiF works mainly with non-bank entities, so it does not contain data on consumers' banking activity.
- By pooling reports from lending companies they cooperate with, CRiF is very often a cheaper option than BIK.